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May 29 2017

What to do after a car accident : 10 steps to help you keep your cool

1. Evaluate yourself and the state of your passengers for injuries. If there is an injury, call an ambulance right away.

2. If the accident is minor, move all cars out of the flow of traffic. If you cannot move your car, stand someplace safe until help arrives.

3. Exchange information. If you don’t have an accident report, take note of the following information about the other driver.

  1. Name
  2. Address
  3. Phone number
  4. Insurance company and policy number
  5. Driver’s license number
  6. License plate number

If the driver is not the owner of the car, get this information for the owner too.

4. Remain calm. Be polite, but don’t apologize or say that the accident was your fault. Do not engage in any arguments with the other driver.

5. Take a picture. If you can, take photographs of all cars involved. This protects you against fraudulent claims from the other driver(s).

6. File a report. Call the police and inform them of the accident. Even if officers do not come to the scene, filing a police report can speed up your insurance claim. This step is really important if you’re outside of Quebec.

7. Don’t leave the scene of the accident before the police or the tow truck arrive. Make sure you have all necessary information before you leave. 

8. Call your insurance company. Understand what your policy covers. Provide the details of the accident so you can be reimbursed quickly.

9. Visit your doctor. Some injuries may not be immediately apparent. Get checked out in case you have internal injuries or other issues.

10. Send your car to the closest Uni-Pro / Auto-Select location.

 

Via : Neinstein & Associates